Posted by Wyatt on September 3, 2020

How are you inspired by gratitude?

Do you think you are grateful enough? What about everyone else?

If you’re like most people, you do think you’re grateful enough—and you don’t think everyone else is.1

That’s impossible and ironic. And completely human.

Here’s another fascinating part.

Most people feel gratitude often, and they believe it’s important. But they have a hard time expressing it. So, they don’t.1

That’s especially true in times of stress and instability when negativity takes over.2

But it’s not inevitable.

Being conscious of gratitude can help you practice it more. And that can lead to new, meaningful ways of expressing it.3

When you’re able to do that, you can enrich your life in the moment and for years to come.3

One of the most important things I do, as a wealth adviser, is help people manage their perspectives. I point out biases, act as a sounding board, and offer advice so people can make choices that support their financial goals and enrich their lives.

If you’re feeling like it’s hard to be thankful right now or if you’re ready for a fresh perspective, I’m here to help. I’ve helped many people adjust their outlook and plan, even when the forecast is foggy. I’d be honored to help you as well.

Haven’t read this month’s Visual Insights Newsletter? Click here to check it out!

Sincerely,

Wyatt Swartz

Posted by Wyatt on September 2, 2020

What to do with your old 401(k), 403(b), or 457 plan?

We call them “zombie” plans…

The old 401(k), 403(b), or 457 plan that’s practically left for dead, neglected, and untouched with your old employer.

What you decide to do with your old “zombie” plan is critical, no matter if you’re still working, recently changed employers, or knocking at the door of retirement.

Your employer plan is typically your most valuable retirement asset, and how you handle it could have major financial implications now and in retirement.

In order to make the right choice for you, you’ll need answers to these questions:

  • What should I do with that retirement plan at my old employer?
  • Will my old plan move automatically?
  • Do I have to move it?
  • Where should I put it?
  • Will I owe taxes on it if I move it?
  • How do I turn it into retirement income?

To help you start answering these questions, I’m sharing this FREE Guide with you:

What Should I Do With My Old 401(k) or Employer Plan? A clear guide to your options for 401(k), 403(b), and 457 plans (including how to avoid a surprise tax bill or IRS penalties that could put you in the crosshairs)

Inside you’ll discover:

  • Your 5 options for handling old employer plans (including 401(k)s, 403(b)s, and 457 plans)
  • The steps you need to follow to execute on each option
  • How to avoid accidentally making your retirement account permanently taxable

This quick read will help you decide which of these strategies makes the most sense for your old retirement plan and how you can take the first steps that are right for you.

After you read it, call (636) 667-5209 with any questions you have. I’m happy to guide you along the next steps that feel right to you.

Read Now: What Should I Do With My Old 401(k) or Employer Plan? A clear guide to your options for 401(k), 403(b), and 457 plans (including how to avoid a surprise tax bill or IRS penalties that could put you in the crosshairs)

Sincerely,

Wyatt Swartz

Posted by Wyatt on September 1, 2020

Rethink and reset

In times of investment setbacks, it’s important to rethink and reset.

The strategy of the past may not be the strategy of the future.

That’s why it’s important not to make “knee-jerk” decisions.

Recovering from investment losses takes calculated decisions.

And this Investor Recovery Report can help.

The reality is that there’s been a market downturn every 3.6 years.1

As a result, there’s plenty of historical data and lessons we can apply to today’s times (though we always have to remember that the past cannot predict the future).

If you’re wondering what the “best” next step is…

Or if you need to rethink and reset your strategy…

Then take a few moments right now and read this report.

It will take you 10 minutes or less.

Inside you’ll learn the 3 essential steps to take right now.

Most importantly, you’ll read what NOT to do, what your next step should be, and how to restore your dreams.

You may also find some “hidden” opportunities that only arise in times like this.

Read Now: Investment Recovery Report: What Does the Future Hold?


Supporting your investment recovery,

Wyatt Swartz