Do you know what one of the number one causes of market losses during an election year is?
Fear.1
In fact, the uncertainty of the elections can stoke your fears. It may even encourage you to make rash, emotional decisions.1
That can lead to losses, but it doesn’t have to.
If you know the facts about the market during presidential election years, you can potentially avoid investing mistakes that so many others make.
When it comes to the market during a presidential election cycle, the election itself may not matter as much as you think. We explain why and look at some proven facts about the market and elections in this month’s Visual Insights Newsletter. Click here to see it!
No matter what party is in power, it’s important to remember that past results with one party in the White House don’t guarantee future results if that party wins.
Go ahead and click here to discover more facts about politics and the markets.
Sincerely,
Wyatt Swartz
Financial Adviser, RIA
W. Swartz & Co., LLC
(636) 667-5209 | www.wswartz.com
We’re facing historic levels of uncertainty, which can be frightening when it comes to your retirement.
Especially if you’re within the “fragile decade” — the 5 years before or after retirement.
Because the decisions you make (or fail to make) right now can determine the fate of your future.
The coronavirus, bear market, and recession put many people’s retirement dreams in the “fog.”
Which begs the question, “Is your future safeguarded against inevitable uncertainty?”
I’m writing today to help you answer that question and give you hope.
That’s why I’m sending you this free guide.
It’s called, Retiring in Uncertain Times? The “Dos” and “Don’ts” to Help Safeguard Your Future
Inside, you’ll find out how to answer these common questions that may be racing through your mind:
How does the crisis impact my cash flow?
What will I do if another recession strikes?
How do I prepare for years of uncertainty?
What moves should I be making?
What should I NOT be doing?
This free guide will only take you about 7 minutes to read, and you’ll also learn:
- 3 easy steps to help protect your well-being, cash flow, and investments
- 2 very common mistakes to avoid at all costs
- The first step to create a clear path amid the “fog” of uncertainty
If you’re questioning whether your retirement plan is on track to perform amid historic levels of uncertainty, you definitely want to read this.
The sooner you act on this, the better.
Last thing…
Pay close attention to “Don’t” #1.
It’s the most common mistake, and it could set you down a path that can be very challenging to recover from.
After you read it, reply to this email with any questions you have.
Read Now: Retiring in Uncertain Times? The “Dos” and “Don’ts” to Help Safeguard Your Future
To helping safeguard your future,
Wyatt Swartz
Financial Adviser, RIA
W. Swartz & Co., LLC
(636) 667-5209 | www.wswartz.com
We call them “zombie” plans…
The old 401(k), 403(b), or 457 plan that’s practically left for dead, neglected, and untouched with your old employer.
What you decide to do with your old “zombie” plan is critical, no matter if you’re still working, recently changed employers, or knocking at the door of retirement.
Your employer plan is typically your most valuable retirement asset, and how you handle it could have major financial implications now and in retirement.
In order to make the right choice for you, you’ll need answers to these questions:
- What should I do with that retirement plan at my old employer?
- Will my old plan move automatically?
- Do I have to move it?
- Where should I put it?
- Will I owe taxes on it if I move it?
- How do I turn it into retirement income?
To help you start answering these questions, I’m sharing this FREE Guide with you:
What Should I Do With My Old 401(k) or Employer Plan? A clear guide to your options for 401(k), 403(b), and 457 plans (including how to avoid a surprise tax bill or IRS penalties that could put you in the crosshairs)
Inside you’ll discover:
- Your 5 options for handling old employer plans (including 401(k)s, 403(b)s, and 457 plans)
- The steps you need to follow to execute on each option
- How to avoid accidentally making your retirement account permanently taxable
This quick read will help you decide which of these strategies makes the most sense for your old retirement plan and how you can take the first steps that are right for you.
After you read it, please “reply” to this email or call (636) 667-5209 with any questions you have. I’m happy to guide you along the next steps that feel right to you.
Read Now: What Should I Do With My Old 401(k) or Employer Plan? A clear guide to your options for 401(k), 403(b), and 457 plans (including how to avoid a surprise tax bill or IRS penalties that could put you in the crosshairs)
Sincerely,
Wyatt Swartz
Financial Adviser, RIA
W. Swartz & Co., LLC
(636) 667-5209 | www.wswartz.com