Should you leave it where it is?

Move it?

Roll it over?

I’m talking about that old 401(k), 403(b), or 457 plan that’s been sitting untouched after you left an employer.

(If you’re facing retirement, it’s even more critical that you make the right decision.)

Employer plans are designed to be “one size fits most” based on what the employer feels will benefit their employees the most.

So when you leave, change employers, or transition into retirement, it’s up to you to re-evaluate your plan by asking yourself,

“Is my old employer plan serving me the best way I believe it should?”

If you don’t have the answer yet, that’s OK.

This FREE guide will help you get the answer that makes the most sense for you.

By reading this short guide (about 5 minutes), you’ll see a list of the 5 options available to you when it comes to your old 401(k), 403(b), or 457 plan.

Each option highlights the pros and cons so you can get crystal clear on what steps you should take next (if any).

You’ll also learn how to avoid accidentally making your retirement account permanently taxable.

When you’re done reading, can I ask a favor?

“Reply” to this email and let me know which of the 5 options you feel is best for you.

Or if you have questions, you can call my office at (636) 667-5209 and I’ll happily answer them during a private consultation.

Read Now: What Should I Do With My Old 401(k) or Employer Plan? A clear guide to your options for 401(k), 403(b), and 457 plans (including how to avoid a surprise tax bill or IRS penalties that could put you in the crosshairs)

Sincerely,

Wyatt Swartz

Financial Adviser, RIA
W. Swartz & Co., LLC